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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,372 | $104,924-80.6% | $84,623-75.9% | $152,885-86.7% |
| Participation rate | 44.4% | 74.8%-30.4pp | 68.2%-23.8pp | 82.5%-38.0pp |
| Annual return | 17.76% | 373.82%-356.1pp | 258.77%-241.0pp | 345.39%-327.6pp |
| Employer contribution / active EE | $627 | $3,302-81.0% | $2,652-76.4% | $4,763-86.8% |
| Participant deferral / active EE | $6,458 | $4,689+37.7% | $3,899+65.6% | $5,851+10.4% |
| Admin fee / account holder | $6,340 | $6,242+1.6% | $4,913+29.0% | $11,598-45.3% |