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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,372 | $104,953-80.6% | $84,637-75.9% | $152,909-86.7% |
| Participation rate | 44.4% | 74.8%-30.4pp | 68.2%-23.8pp | 82.5%-38.0pp |
| Annual return | 17.76% | 373.94%-356.2pp | 258.82%-241.1pp | 345.46%-327.7pp |
| Employer contribution / active EE | $627 | $3,304-81.0% | $2,653-76.4% | $4,764-86.8% |
| Participant deferral / active EE | $6,458 | $4,691+37.7% | $3,900+65.6% | $5,851+10.4% |
| Admin fee / account holder | $6,340 | $6,244+1.5% | $4,914+29.0% | $11,601-45.3% |