Filed August 19, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,869 | $102,422-13.2% | $147,117-39.6% | $80,959+9.8% |
| Participation rate | 54.0% | 75.9%-21.9pp | 82.2%-28.2pp | 67.7%-13.7pp |
| Annual return | 11.44% | 135.16%-123.7pp | 420.54%-409.1pp | 35.67%-24.2pp |
| Employer contribution / active EE | $3,566 | $3,717-4.1% | $4,932-27.7% | $2,757+29.3% |
| Participant deferral / active EE | $7,256 | $6,652+9.1% | $8,065-10.0% | $4,300+68.7% |
| Admin fee / account holder | $18,194 | $7,953+128.8% | $12,993+40.0% | $6,925+162.7% |