Filed August 19, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,639 | $98,766-41.6% | $149,730-61.5% | $79,852-27.8% |
| Participation rate | 64.6% | 75.8%-11.2pp | 82.5%-17.9pp | 69.6%-5.1pp |
| Annual return | 12.46% | 27.43%-15.0pp | 276.70%-264.2pp | 31.72%-19.3pp |
| Employer contribution / active EE | $3,718 | $3,217+15.6% | $4,645-20.0% | $2,471+50.5% |
| Participant deferral / active EE | $6,805 | $5,681+19.8% | $6,843-0.6% | $3,740+81.9% |
| Admin fee / account holder | $11,491 | $6,052+89.9% | $9,310+23.4% | $5,306+116.6% |