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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,263 | $176,077-0.5% | $159,455+9.9% | $167,518+4.6% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.71% | 331.83%-317.1pp | 263.63%-248.9pp | 478.71%-464.0pp |
| Employer contribution / active EE | $17,714 | $5,298+234.4% | $4,830+266.7% | $4,838+266.1% |
| Participant deferral / active EE | $17,088 | $7,751+120.5% | $7,353+132.4% | $6,342+169.4% |
| Admin fee / account holder | $8,085 | $12,556-35.6% | $10,800-25.1% | $12,312-34.3% |