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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,898 | $165,399-28.1% | $149,745-20.6% | $158,982-25.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.63% | 348.34%-330.7pp | 276.72%-259.1pp | 302.99%-285.4pp |
| Employer contribution / active EE | $8,135 | $5,105+59.4% | $4,646+75.1% | $4,763+70.8% |
| Participant deferral / active EE | $12,739 | $7,183+77.3% | $6,843+86.2% | $5,983+112.9% |
| Admin fee / account holder | $2,923 | $10,811-73.0% | $9,312-68.6% | $11,252-74.0% |