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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,870 | $157,296-49.9% | $141,191-44.1% | $152,897-48.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.37% | 64.34%-40.0pp | 71.41%-47.0pp | 345.43%-321.1pp |
| Employer contribution / active EE | $14,759 | $5,262+180.5% | $4,736+211.6% | $4,764+209.8% |
| Participant deferral / active EE | $10,272 | $7,111+44.5% | $6,710+53.1% | $5,851+75.6% |
| Admin fee / account holder | $1,379 | $12,125-88.6% | $10,264-86.6% | $11,599-88.1% |