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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,702 | $111,878+52.6% | $93,727+82.1% | $145,897+17.0% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 17.98% | 204.28%-186.3pp | 133.83%-115.9pp | 552.29%-534.3pp |
| Employer contribution / active EE | $640 | $3,092-79.3% | $2,421-73.6% | $4,663-86.3% |
| Participant deferral / active EE | $10,652 | $4,920+116.5% | $4,417+141.2% | $6,689+59.2% |
| Admin fee / account holder | $37 | $10,256-99.6% | $8,292-99.6% | $13,390-99.7% |