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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,521 | $114,119-88.2% | $107,187-87.4% | $138,895-90.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 18.57% | 273.21%-254.6pp | 204.55%-186.0pp | 145.39%-126.8pp |
| Employer contribution / active EE | $1,685 | $4,059-58.5% | $3,782-55.4% | $4,194-59.8% |
| Participant deferral / active EE | $2,784 | $5,538-49.7% | $5,096-45.4% | $6,396-56.5% |
| Admin fee / account holder | $1,153 | $10,024-88.5% | $9,162-87.4% | $12,562-90.8% |