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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,720 | $133,998-95.7% | $112,263-94.9% | $134,545-95.7% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -20.05% | 47.17%-67.2pp | 27.49%-47.5pp | 418.37%-438.4pp |
| Employer contribution / active EE | $1,162 | $4,040-71.3% | $3,636-68.1% | $4,742-75.5% |
| Participant deferral / active EE | $1,926 | $5,292-63.6% | $4,729-59.3% | $6,401-69.9% |
| Admin fee / account holder | $2,226 | $7,493-70.3% | $6,410-65.3% | $11,431-80.5% |