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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,570 | $106,247-92.9% | $96,515-92.2% | $139,466-94.6% |
| Participation rate | 92.3% | 77.8%+14.5pp | 74.3%+18.0pp | 80.3%+12.0pp |
| Annual return | 26.63% | 38.47%-11.8pp | 35.73%-9.1pp | 373.66%-347.0pp |
| Employer contribution / active EE | $1,133 | $4,106-72.4% | $3,740-69.7% | $4,754-76.2% |
| Participant deferral / active EE | $3,583 | $5,456-34.3% | $4,880-26.6% | $6,712-46.6% |
| Admin fee / account holder | $1,316 | $7,885-83.3% | $6,735-80.5% | $11,409-88.5% |