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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP5 years Filed as: USI ADVISORS INC Service code 27 95 GLASTONBURY BLVD · GLASTONBURY, CT 06033 | Advisory (Plan) | $15,913 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $10,190 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $9,328 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,550 | $47,898+26.4% | $117,533-48.5% | $64,819-6.6% |
| Participation rate | 65.0% | 61.9%+3.1pp | 70.6%-5.6pp | 71.5%-6.5pp |
| Annual return | -18.49% | -15.54%-2.9pp | 29.77%-48.3pp | 32.84%-51.3pp |
| Employer contribution / active EE | $2,899 | $1,774+63.4% | $4,179-30.6% | $2,507+15.6% |
| Participant deferral / active EE | $5,689 | $3,151+80.6% | $4,072+39.7% | $4,311+32.0% |
| Admin fee / account holder | $109 | $132-17.3% | $5,647-98.1% | $188-42.0% |