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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,927 | $100,139-91.1% | $85,187-89.5% | $145,884-93.9% |
| Participation rate | 90.0% | 74.1%+15.9pp | 67.5%+22.5pp | 80.3%+9.7pp |
| Annual return | 12.88% | 84.15%-71.3pp | 66.67%-53.8pp | 551.85%-539.0pp |
| Employer contribution / active EE | $1,004 | $3,238-69.0% | $2,732-63.3% | $4,662-78.5% |
| Participant deferral / active EE | $1,634 | $5,296-69.1% | $4,525-63.9% | $6,690-75.6% |
| Admin fee / account holder | $547 | $7,262-92.5% | $6,162-91.1% | $13,392-95.9% |