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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,167 | $97,125-86.4% | $86,233-84.7% | $137,256-90.4% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.0%+16.7pp | 80.0%+5.8pp |
| Annual return | 20.45% | 74.19%-53.7pp | 61.39%-40.9pp | 220.34%-199.9pp |
| Employer contribution / active EE | $1,215 | $2,841-57.2% | $2,504-51.5% | $4,156-70.8% |
| Participant deferral / active EE | $2,420 | $5,180-53.3% | $4,559-46.9% | $6,407-62.2% |
| Admin fee / account holder | $464 | $9,725-95.2% | $8,342-94.4% | $12,270-96.2% |