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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,927 | $100,073-91.1% | $85,126-89.5% | $145,877-93.9% |
| Participation rate | 90.0% | 74.1%+15.9pp | 67.5%+22.5pp | 80.3%+9.7pp |
| Annual return | 12.88% | 84.11%-71.2pp | 66.63%-53.7pp | 551.28%-538.4pp |
| Employer contribution / active EE | $1,004 | $3,236-69.0% | $2,731-63.2% | $4,663-78.5% |
| Participant deferral / active EE | $1,634 | $5,294-69.1% | $4,523-63.9% | $6,691-75.6% |
| Admin fee / account holder | $547 | $7,261-92.5% | $6,160-91.1% | $13,402-95.9% |