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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,167 | $99,053-86.7% | $88,179-85.1% | $138,895-90.5% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.1%+16.6pp | 79.9%+5.8pp |
| Annual return | 20.45% | 78.17%-57.7pp | 64.97%-44.5pp | 145.39%-124.9pp |
| Employer contribution / active EE | $1,215 | $2,882-57.8% | $2,549-52.3% | $4,194-71.0% |
| Participant deferral / active EE | $2,420 | $5,225-53.7% | $4,614-47.6% | $6,396-62.2% |
| Admin fee / account holder | $464 | $8,748-94.7% | $7,673-93.9% | $12,562-96.3% |