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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,241 | $97,289+156.2% | $92,805+168.6% | $155,188+60.6% |
| Participation rate | 85.7% | 84.2%+1.5pp | 83.5%+2.2pp | 80.8%+4.9pp |
| Annual return | 15.96% | 29.03%-13.1pp | 31.59%-15.6pp | 148.84%-132.9pp |
| Employer contribution / active EE | $7,179 | $3,632+97.7% | $3,424+109.7% | $4,248+69.0% |
| Participant deferral / active EE | $11,848 | $8,795+34.7% | $8,448+40.3% | $6,531+81.4% |
| Admin fee / account holder | $2,740 | $12,015-77.2% | $10,911-74.9% | $14,480-81.1% |