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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,356 | $124,175+85.5% | $108,405+112.5% | $167,536+37.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.22% | 1380.13%-1365.9pp | 905.55%-891.3pp | 478.82%-464.6pp |
| Employer contribution / active EE | $16,983 | $4,188+305.5% | $3,559+377.2% | $4,839+250.9% |
| Participant deferral / active EE | $13,598 | $6,908+96.8% | $6,563+107.2% | $6,342+114.4% |
| Admin fee / account holder | $1,603 | $9,457-83.0% | $7,297-78.0% | $12,315-87.0% |