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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,608 | $105,158+34.7% | $94,672+49.6% | $139,487+1.5% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.22% | 38.11%-20.9pp | 156.89%-139.7pp | 373.84%-356.6pp |
| Employer contribution / active EE | $4,693 | $4,107+14.2% | $3,673+27.8% | $4,755-1.3% |
| Participant deferral / active EE | $7,813 | $7,599+2.8% | $7,417+5.3% | $6,713+16.4% |
| Admin fee / account holder | $897 | $8,972-90.0% | $7,222-87.6% | $11,407-92.1% |