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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,130 | $108,897+113.2% | $100,378+131.3% | $145,877+59.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 16.87% | 58.17%-41.3pp | 49.41%-32.5pp | 551.28%-534.4pp |
| Employer contribution / active EE | $1,910 | $4,420-56.8% | $3,942-51.6% | $4,663-59.0% |
| Participant deferral / active EE | $15,343 | $8,455+81.5% | $8,087+89.7% | $6,691+129.3% |
| Admin fee / account holder | $6,844 | $9,690-29.4% | $7,899-13.4% | $13,402-48.9% |