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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,374 | $124,314-67.5% | $109,163-63.0% | $167,518-75.9% |
| Participation rate | 81.3% | 79.4%+1.8pp | 75.9%+5.4pp | 82.1%-0.9pp |
| Annual return | 11.17% | 26.04%-14.9pp | 25.75%-14.6pp | 478.71%-467.5pp |
| Employer contribution / active EE | $1,756 | $4,209-58.3% | $3,723-52.8% | $4,838-63.7% |
| Participant deferral / active EE | $4,206 | $5,256-20.0% | $4,654-9.6% | $6,342-33.7% |
| Admin fee / account holder | $1,604 | $7,973-79.9% | $6,754-76.2% | $12,312-87.0% |