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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,133 | $133,981-67.8% | $112,249-61.6% | $134,532-67.9% |
| Participation rate | 68.8% | 78.6%-9.8pp | 75.1%-6.3pp | 81.2%-12.5pp |
| Annual return | -18.07% | 47.16%-65.2pp | 27.48%-45.6pp | 418.27%-436.3pp |
| Employer contribution / active EE | $2,189 | $4,040-45.8% | $3,636-39.8% | $4,741-53.8% |
| Participant deferral / active EE | $4,997 | $5,292-5.6% | $4,729+5.7% | $6,401-21.9% |
| Admin fee / account holder | $1,141 | $7,492-84.8% | $6,412-82.2% | $11,429-90.0% |