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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,636 | $107,363-74.3% | $92,909-70.3% | $152,897-81.9% |
| Participation rate | 68.8% | 79.8%-11.0pp | 76.0%-7.3pp | 82.5%-13.7pp |
| Annual return | 20.98% | 145.63%-124.6pp | 109.44%-88.5pp | 345.43%-324.5pp |
| Employer contribution / active EE | $1,320 | $4,222-68.7% | $3,653-63.9% | $4,764-72.3% |
| Participant deferral / active EE | $2,923 | $4,848-39.7% | $4,238-31.0% | $5,851-50.0% |
| Admin fee / account holder | $986 | $7,082-86.1% | $5,795-83.0% | $11,599-91.5% |