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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,964 | $78,672-50.5% | $109,163-64.3% | $85,856-54.6% |
| Participation rate | 53.6% | 68.3%-14.7pp | 75.9%-22.3pp | 69.3%-15.7pp |
| Annual return | 11.79% | 25.09%-13.3pp | 25.75%-14.0pp | 318.58%-306.8pp |
| Employer contribution / active EE | $1,708 | $2,734-37.5% | $3,723-54.1% | $2,565-33.4% |
| Participant deferral / active EE | $3,787 | $3,467+9.2% | $4,654-18.6% | $3,952-4.2% |
| Admin fee / account holder | $926 | $5,470-83.1% | $6,754-86.3% | $6,261-85.2% |