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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,358 | $73,978-29.2% | $96,515-45.8% | $75,173-30.4% |
| Participation rate | 47.2% | 66.4%-19.2pp | 74.3%-27.1pp | 67.2%-20.0pp |
| Annual return | 17.07% | 26.72%-9.7pp | 35.73%-18.7pp | 160.72%-143.6pp |
| Employer contribution / active EE | $1,767 | $2,931-39.7% | $3,740-52.8% | $2,671-33.8% |
| Participant deferral / active EE | $4,866 | $3,660+33.0% | $4,880-0.3% | $4,126+17.9% |
| Admin fee / account holder | $1,059 | $5,219-79.7% | $6,735-84.3% | $5,651-81.3% |