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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,542 | $72,273-50.8% | $101,275-64.9% | $79,856-55.5% |
| Participation rate | 50.0% | 68.5%-18.5pp | 75.8%-25.8pp | 69.6%-19.6pp |
| Annual return | 18.05% | 22.30%-4.2pp | 46.48%-28.4pp | 31.71%-13.7pp |
| Employer contribution / active EE | $1,512 | $2,691-43.8% | $3,660-58.7% | $2,471-38.8% |
| Participant deferral / active EE | $3,266 | $3,282-0.5% | $4,371-25.3% | $3,741-12.7% |
| Admin fee / account holder | $714 | $4,401-83.8% | $5,948-88.0% | $5,306-86.6% |