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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,626 | $77,816-68.4% | $123,549-80.1% | $64,181-61.6% |
| Participation rate | 88.4% | 74.7%+13.7pp | 82.3%+6.1pp | 69.6%+18.8pp |
| Annual return | -10.61% | 12.49%-23.1pp | 119.20%-129.8pp | 7.63%-18.2pp |
| Employer contribution / active EE | $2,710 | $3,014-10.1% | $4,628-41.4% | $2,381+13.8% |
| Participant deferral / active EE | $4,823 | $5,240-8.0% | $6,426-24.9% | $3,470+39.0% |
| Admin fee / account holder | $2,066 | $5,519-62.6% | $9,284-77.8% | $4,887-57.7% |