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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,843 | $85,766-75.7% | $136,297-84.7% | $70,124-70.3% |
| Participation rate | 97.6% | 74.2%+23.4pp | 81.9%+15.6pp | 69.5%+28.0pp |
| Annual return | 21.09% | 31.45%-10.4pp | 5156.19%-5135.1pp | 73.14%-52.1pp |
| Employer contribution / active EE | $2,608 | $2,966-12.1% | $4,696-44.5% | $2,342+11.3% |
| Participant deferral / active EE | $4,225 | $5,051-16.4% | $6,247-32.4% | $3,332+26.8% |
| Admin fee / account holder | $733 | $5,420-86.5% | $9,244-92.1% | $4,645-84.2% |