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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,418 | $72,177-85.6% | $115,037-90.9% | $59,633-82.5% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -1.34% | 12.02%-13.4pp | 26.14%-27.5pp | 2041.40%-2042.7pp |
| Employer contribution / active EE | $1,972 | $2,841-30.6% | $4,608-57.2% | $2,203-10.5% |
| Participant deferral / active EE | $2,643 | $4,783-44.7% | $6,026-56.1% | $3,192-17.2% |
| Admin fee / account holder | $1,315 | $4,927-73.3% | $8,175-83.9% | $4,297-69.4% |