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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,965 | $183,627-72.8% | $155,602-67.9% | $145,978-65.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.59% | 61.32%-52.7pp | 64.81%-56.2pp | 550.52%-541.9pp |
| Employer contribution / active EE | $10,759 | $5,316+102.4% | $4,675+130.1% | $4,662+130.8% |
| Participant deferral / active EE | $9,250 | $6,466+43.1% | $5,629+64.3% | $6,690+38.3% |
| Admin fee / account holder | $1,430 | $19,327-92.6% | $15,923-91.0% | $13,400-89.3% |