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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,158 | $217,432-82.5% | $185,849-79.5% | $167,536-77.2% |
| Participation rate | 84.6% | 86.1%-1.4pp | 81.7%+2.9pp | 82.1%+2.5pp |
| Annual return | 6.44% | 148.42%-142.0pp | 122.10%-115.7pp | 478.82%-472.4pp |
| Employer contribution / active EE | $1,450 | $5,875-75.3% | $5,169-72.0% | $4,839-70.0% |
| Participant deferral / active EE | $5,477 | $6,357-13.8% | $5,569-1.6% | $6,342-13.6% |
| Admin fee / account holder | $800 | $19,818-96.0% | $16,244-95.1% | $12,315-93.5% |