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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,184 | $175,257-75.4% | $149,717-71.2% | $139,456-69.0% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 8.80% | 166.70%-157.9pp | 134.41%-125.6pp | 373.45%-364.7pp |
| Employer contribution / active EE | $1,237 | $5,477-77.4% | $4,820-74.3% | $4,753-74.0% |
| Participant deferral / active EE | $3,264 | $6,521-49.9% | $5,682-42.6% | $6,711-51.4% |
| Admin fee / account holder | $1,402 | $16,156-91.3% | $13,213-89.4% | $11,407-87.7% |