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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,860 | $81,233+388.5% | $155,567+155.1% | $80,874+390.7% |
| Participation rate | 97.5% | 66.2%+31.3pp | 78.2%+19.3pp | 67.6%+29.9pp |
| Annual return | 16.06% | 33.33%-17.3pp | 64.74%-48.7pp | 35.62%-19.6pp |
| Employer contribution / active EE | $20,106 | $3,101+548.4% | $4,674+330.2% | $2,756+629.6% |
| Participant deferral / active EE | $13,291 | $3,452+285.0% | $5,628+136.2% | $4,297+209.3% |
| Admin fee / account holder | $66,014 | $7,998+725.4% | $15,916+314.8% | $6,935+851.9% |