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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,539 | $75,962+328.6% | $154,111+111.2% | $64,173+407.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.56% | 30.32%-34.9pp | 735.18%-739.7pp | 7.63%-12.2pp |
| Employer contribution / active EE | $16,424 | $3,350+390.3% | $5,298+210.0% | $2,381+589.9% |
| Participant deferral / active EE | $11,427 | $3,175+259.9% | $5,081+124.9% | $3,470+229.3% |
| Admin fee / account holder | $76,796 | $5,589+1274.1% | $13,411+472.6% | $4,887+1471.3% |