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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,874 | $106,524+89.5% | $152,301+32.5% | $87,485+130.8% |
| Participation rate | 85.0% | 75.8%+9.2pp | 82.4%+2.6pp | 68.9%+16.1pp |
| Annual return | 14.88% | 26.89%-12.0pp | 80.50%-65.6pp | 26.06%-11.2pp |
| Employer contribution / active EE | $3,874 | $3,371+14.9% | $4,624-16.2% | $2,596+49.2% |
| Participant deferral / active EE | $12,013 | $6,525+84.1% | $8,004+50.1% | $4,274+181.1% |
| Admin fee / account holder | $27,732 | $8,287+234.7% | $14,398+92.6% | $7,775+256.7% |