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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,270 | $105,200+106.5% | $159,474+36.2% | $85,847+153.1% |
| Participation rate | 86.7% | 75.8%+10.9pp | 82.8%+3.8pp | 69.3%+17.3pp |
| Annual return | 13.56% | 45.08%-31.5pp | 263.68%-250.1pp | 318.61%-305.0pp |
| Employer contribution / active EE | $4,436 | $3,319+33.7% | $4,831-8.2% | $2,565+72.9% |
| Participant deferral / active EE | $14,716 | $5,946+147.5% | $7,353+100.1% | $3,952+272.4% |
| Admin fee / account holder | $24,102 | $6,934+247.6% | $10,802+123.1% | $6,261+285.0% |