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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,551 | $93,617+105.7% | $135,982+41.6% | $75,177+156.1% |
| Participation rate | 91.7% | 75.2%+16.5pp | 81.9%+9.7pp | 67.2%+24.5pp |
| Annual return | 17.56% | 30.89%-13.3pp | 68.32%-50.8pp | 160.75%-143.2pp |
| Employer contribution / active EE | $4,556 | $3,538+28.8% | $4,859-6.2% | $2,671+70.6% |
| Participant deferral / active EE | $14,576 | $6,406+127.5% | $7,760+87.8% | $4,126+253.2% |
| Admin fee / account holder | $8,030 | $6,980+15.0% | $10,767-25.4% | $5,651+42.1% |