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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,869 | $82,678+109.1% | $125,391+37.9% | $68,490+152.4% |
| Participation rate | 88.2% | 75.1%+13.2pp | 82.4%+5.9pp | 67.9%+20.3pp |
| Annual return | -15.24% | -5.97%-9.3pp | 572.41%-587.7pp | -7.85%-7.4pp |
| Employer contribution / active EE | $4,465 | $3,382+32.0% | $4,816-7.3% | $2,597+71.9% |
| Participant deferral / active EE | $15,023 | $6,111+145.8% | $7,448+101.7% | $4,028+273.0% |
| Admin fee / account holder | $34,562 | $6,277+450.6% | $10,009+245.3% | $5,403+539.7% |