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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,801 | $55,713+50.4% | $75,901+10.4% | $72,975+14.8% |
| Participation rate | 67.9% | 61.1%+6.7pp | 69.3%-1.4pp | 69.5%-1.6pp |
| Annual return | 18.41% | 27.60%-9.2pp | 30.76%-12.3pp | 81.01%-62.6pp |
| Employer contribution / active EE | $3,886 | $1,687+130.4% | $2,501+55.4% | $2,440+59.3% |
| Participant deferral / active EE | $1,964 | $2,634-25.4% | $3,603-45.5% | $3,608-45.6% |
| Admin fee / account holder | $2,298 | $3,980-42.3% | $5,420-57.6% | $5,124-55.2% |