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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,619 | $47,944+32.7% | $67,834-6.2% | $62,881+1.2% |
| Participation rate | 66.7% | 61.1%+5.6pp | 68.8%-2.1pp | 69.3%-2.6pp |
| Annual return | 10.84% | 11.77%-0.9pp | 138.47%-127.6pp | 20.14%-9.3pp |
| Employer contribution / active EE | $1,752 | $1,562+12.2% | $2,403-27.1% | $2,281-23.2% |
| Participant deferral / active EE | $3,285 | $2,247+46.2% | $3,160+4.0% | $3,203+2.6% |
| Admin fee / account holder | $799 | $3,712-78.5% | $4,622-82.7% | $4,296-81.4% |