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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,857 | $102,638+15.8% | $81,991+45.0% | $158,966-25.2% |
| Participation rate | 66.7% | 75.5%-8.9pp | 69.3%-2.6pp | 82.0%-15.3pp |
| Annual return | 11.32% | 61.05%-49.7pp | 41.31%-30.0pp | 302.95%-291.6pp |
| Employer contribution / active EE | $2,233 | $3,241-31.1% | $2,498-10.6% | $4,762-53.1% |
| Participant deferral / active EE | $4,993 | $4,649+7.4% | $3,722+34.1% | $5,983-16.5% |
| Admin fee / account holder | $2,796 | $8,237-66.1% | $5,665-50.6% | $11,250-75.1% |