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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,796 | $117,895-44.2% | $102,460-35.8% | $145,897-54.9% |
| Participation rate | 86.7% | 78.6%+8.0pp | 76.5%+10.2pp | 80.3%+6.4pp |
| Annual return | 8.37% | 31.92%-23.6pp | 29.47%-21.1pp | 552.29%-543.9pp |
| Employer contribution / active EE | $2,848 | $3,619-21.3% | $3,025-5.9% | $4,663-38.9% |
| Participant deferral / active EE | $3,946 | $5,736-31.2% | $5,056-22.0% | $6,689-41.0% |
| Admin fee / account holder | $2,045 | $13,353-84.7% | $9,460-78.4% | $13,390-84.7% |