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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,796 | $117,829-44.2% | $102,423-35.8% | $145,877-54.9% |
| Participation rate | 86.7% | 78.6%+8.1pp | 76.5%+10.2pp | 80.3%+6.4pp |
| Annual return | 8.37% | 31.83%-23.5pp | 29.42%-21.1pp | 551.28%-542.9pp |
| Employer contribution / active EE | $2,848 | $3,615-21.2% | $3,023-5.8% | $4,663-38.9% |
| Participant deferral / active EE | $3,946 | $5,732-31.2% | $5,054-21.9% | $6,691-41.0% |
| Admin fee / account holder | $2,045 | $13,335-84.7% | $9,455-78.4% | $13,402-84.7% |