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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,376 | $109,872+16.8% | $98,483+30.4% | $167,536-23.4% |
| Participation rate | 82.4% | 75.8%+6.5pp | 73.3%+9.0pp | 82.1%+0.2pp |
| Annual return | 16.19% | 1959.31%-1943.1pp | 1494.38%-1478.2pp | 478.82%-462.6pp |
| Employer contribution / active EE | $2,106 | $3,225-34.7% | $2,961-28.9% | $4,839-56.5% |
| Participant deferral / active EE | $3,905 | $4,673-16.4% | $4,276-8.7% | $6,342-38.4% |
| Admin fee / account holder | $1,422 | $6,757-79.0% | $5,953-76.1% | $12,315-88.5% |