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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,705 | $96,678+53.8% | $86,640+71.6% | $139,466+6.6% |
| Participation rate | 82.4% | 74.4%+7.9pp | 71.7%+10.6pp | 80.3%+2.0pp |
| Annual return | 18.90% | 106.69%-87.8pp | 592.52%-573.6pp | 373.66%-354.8pp |
| Employer contribution / active EE | $2,764 | $3,265-15.3% | $3,024-8.6% | $4,754-41.9% |
| Participant deferral / active EE | $4,541 | $4,837-6.1% | $4,438+2.3% | $6,712-32.3% |
| Admin fee / account holder | $1,597 | $6,410-75.1% | $5,616-71.6% | $11,409-86.0% |