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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,170 | $102,595+100.0% | $94,057+118.1% | $154,746+32.6% |
| Participation rate | 72.2% | 76.0%-3.8pp | 73.3%-1.1pp | 80.7%-8.5pp |
| Annual return | 13.34% | 583.42%-570.1pp | 480.62%-467.3pp | 172.34%-159.0pp |
| Employer contribution / active EE | $2,508 | $3,147-20.3% | $2,933-14.5% | $4,379-42.7% |
| Participant deferral / active EE | $4,689 | $5,118-8.4% | $4,709-0.4% | $6,730-30.3% |
| Admin fee / account holder | $4,915 | $7,736-36.5% | $7,244-32.2% | $14,365-65.8% |