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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,576 | $156,398+217.5% | $147,318+237.1% | $138,895+257.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.78% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $19,832 | $4,853+308.6% | $4,593+331.8% | $4,194+372.8% |
| Participant deferral / active EE | $13,601 | $8,237+65.1% | $7,906+72.0% | $6,396+112.6% |
| Admin fee / account holder | $4,740 | $14,976-68.4% | $13,708-65.4% | $12,562-62.3% |