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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,917 | $138,102+100.5% | $125,381+120.9% | $134,532+105.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.96% | 750.73%-762.7pp | 572.31%-584.3pp | 418.27%-430.2pp |
| Employer contribution / active EE | $7,414 | $5,245+41.3% | $4,815+54.0% | $4,741+56.4% |
| Participant deferral / active EE | $14,086 | $7,801+80.6% | $7,448+89.1% | $6,401+120.1% |
| Admin fee / account holder | $3,723 | $11,568-67.8% | $10,007-62.8% | $11,429-67.4% |