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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,704 | $148,582+159.6% | $135,942+183.7% | $139,456+176.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.24% | 79.26%-66.0pp | 68.28%-55.0pp | 373.45%-360.2pp |
| Employer contribution / active EE | $13,677 | $5,245+160.8% | $4,858+181.6% | $4,753+187.8% |
| Participant deferral / active EE | $12,398 | $8,101+53.0% | $7,759+59.8% | $6,711+84.7% |
| Admin fee / account holder | $4,216 | $12,402-66.0% | $10,764-60.8% | $11,407-63.0% |