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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,225 | $59,440-40.7% | $78,004-54.8% | $82,637-57.4% |
| Participation rate | 89.4% | 62.8%+26.5pp | 69.4%+19.9pp | 68.1%+21.3pp |
| Annual return | 12.54% | 40.24%-27.7pp | 31.07%-18.5pp | 53.51%-41.0pp |
| Employer contribution / active EE | $376 | $1,750-78.5% | $2,469-84.8% | $2,552-85.3% |
| Participant deferral / active EE | $4,713 | $3,138+50.2% | $4,092+15.2% | $4,126+14.2% |
| Admin fee / account holder | $8,370 | $5,504+52.1% | $7,578+10.4% | $7,339+14.0% |