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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,318 | $48,267-64.1% | $68,808-74.8% | $68,486-74.7% |
| Participation rate | 89.7% | 60.7%+29.0pp | 69.0%+20.6pp | 67.9%+21.8pp |
| Annual return | -15.82% | -12.70%-3.1pp | -6.37%-9.4pp | -7.85%-8.0pp |
| Employer contribution / active EE | $293 | $1,829-84.0% | $2,656-89.0% | $2,597-88.7% |
| Participant deferral / active EE | $2,924 | $2,867+2.0% | $3,942-25.8% | $4,028-27.4% |
| Admin fee / account holder | $1,218 | $4,362-72.1% | $4,936-75.3% | $5,404-77.5% |