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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,292 | $44,850-65.9% | $60,547-74.7% | $59,633-74.4% |
| Participation rate | 63.8% | 59.5%+4.3pp | 68.0%-4.2pp | 68.7%-4.9pp |
| Annual return | -0.78% | 1074.14%-1074.9pp | 335.64%-336.4pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $249 | $1,462-82.9% | $2,419-89.7% | $2,203-88.7% |
| Participant deferral / active EE | $2,485 | $2,230+11.4% | $3,328-25.3% | $3,192-22.1% |
| Admin fee / account holder | $3,808 | $3,635+4.8% | $4,536-16.0% | $4,297-11.4% |