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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,685 | $56,063-47.0% | $76,051-61.0% | $80,911-63.3% |
| Participation rate | 86.3% | 62.0%+24.2pp | 69.1%+17.2pp | 67.6%+18.6pp |
| Annual return | 10.57% | 20.54%-10.0pp | 360.42%-349.9pp | 35.63%-25.1pp |
| Employer contribution / active EE | $370 | $1,874-80.3% | $2,690-86.2% | $2,756-86.6% |
| Participant deferral / active EE | $3,701 | $3,052+21.3% | $4,257-13.1% | $4,297-13.9% |
| Admin fee / account holder | $4,335 | $5,240-17.3% | $6,416-32.4% | $6,935-37.5% |