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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,984 | $29,733+58.0% | $56,025-16.1% | $80,959-42.0% |
| Participation rate | 39.5% | 41.7%-2.2pp | 52.5%-13.0pp | 67.7%-28.2pp |
| Annual return | 11.18% | 35.28%-24.1pp | 1712.69%-1701.5pp | 35.67%-24.5pp |
| Employer contribution / active EE | $657 | $672-2.3% | $1,042-37.0% | $2,757-76.2% |
| Participant deferral / active EE | $1,167 | $1,229-5.1% | $1,955-40.3% | $4,300-72.9% |
| Admin fee / account holder | $2,652 | $2,434+9.0% | $2,828-6.2% | $6,925-61.7% |